LDA's 3 November Auction: What the Reserve Prices Say About Lahore Rates
LDA auctions residential and commercial plots on 3 November 2026 at Expo Centre Johar Town. We read LDA's own catalogue and auction terms to lay out the starting prices, the 10 percent earnest money, and the payment rules, so you know what the official reserves really mean before you bid.
LDA's 3 November Auction: What the Reserve Prices Say About Lahore Rates
On Tuesday 3 November 2026, the Lahore Development Authority will auction plots across the city from the floor of the Expo Centre in Johar Town, with bidding starting at 10 in the morning. The sale covers residential and commercial plots in Johar Town, LDA City, LDA Enclave, Jubilee Town and Tajpura, alongside apartment sites, public-utility plots and lease sites.
Before treating the auction as a sale, read the reserves for what they are: starting prices set by the seller, not bargains. We went through LDA's own auction catalogue and its official terms and conditions to pull out what a bidder actually faces on the day: the starting price on the plots, the earnest money you must carry, and the payment schedule after the hammer falls. Every figure below comes from LDA's documents, and all of them are starting prices, not sale prices.
What is actually on the block
One honest note first. LDA's October newspaper adverts list 45 residential plots. The residential catalogue currently published on lda.gop.pk itemizes 40 serial entries: 38 plots plus two designated apartment sites in Jubilee Town. Plots can be added or withdrawn before auction day, so if you have your eye on a specific plot from the advert, confirm it is still in the catalogue before 3 November.
The residential side spans five pockets of the city. These are the catalogue's own starting figures:
| Scheme | Example plot from the catalogue | Starting price per marla | Total starting price |
|---|---|---|---|
| M.A. Johar Town | 20 marla, Block D-II | Rs1,850,000 | Rs37,000,000 |
| LDA City | 40 marla corner, Block C | Rs1,500,000 | Rs60,000,000 |
| LDA City | 40 marla, Block E | Rs1,300,000 | Rs52,000,000 |
| LDA City | 20 marla, Block A-1 | Rs850,000 | Rs17,000,000 |
| LDA Enclave | 3 marla, Block D | Rs1,850,000 | Rs5,550,000 |
| Jubilee Town | 5 marla, Block F | Rs1,600,000 to Rs1,900,000 | Rs8,000,000 to Rs9,500,000 |
| Tajpura | 5 marla, Block C | Rs3,500,000 | Rs17,500,000 |
The cheapest residential entry in the whole sale is a 3 marla plot in LDA Enclave Block D at a Rs5.55 million starting price. The adverts also list 64 commercial plots in a separate catalogue, which we have not covered here.
Reading the reserves like a buyer, not a bidder
A reserve is the seller's opening ask. The auction only moves upward from there, and LDA's terms even allow a single bid to be accepted if it clears 5 percent above the starting price. Treat every number in the table above as a floor.
Run the per-kanal math and the picture sharpens. LDA City Block A-1 starts at Rs850,000 a marla, which works out to Rs1.7 crore per kanal. That is the cheapest per-marla starting price in the entire sale, and it is still Rs1.7 crore before a single bid is placed and before a rupee of tax. At the other end, Tajpura's 5 marla at Rs3.5 million a marla starts at Rs7 crore per kanal. Johar Town, the largest lot in the sale, opens at Rs1.85 million a marla, or Rs3.7 crore per kanal.
A word of caution on comparisons. It is tempting to set these reserves against street asking prices or file rates and declare the auction cheap or expensive. Files and plots are different products. A file is a claim on a future allocation; the catalogue sells identified plots with plot numbers, blocks and dimensions. Compare the reserve with ready plots in the same block, not with files. If you want a neutral starting point for that comparison, run the plot through Shakir Estate's AI Property Value Estimator before you decide your ceiling.
What you must bring and pay on the day
LDA's terms are specific, and they leave no room for improvisation at the venue. Every participant brings three copies of their CNIC. To enter the bidding you deposit earnest money of at least 10 percent of the plot's starting price, in cash or by demand draft or pay order made out to "LDA UD-Wing", at the bank booth set up at the venue. Cheques are not accepted, full stop.
Put that in practical terms. On the Rs60 million LDA City corner plot, you walk in with Rs6 million in acceptable instruments just to raise your hand. The earnest is refundable if you do not win. If you do win, it adjusts against the 20 percent of the total cost that you must deposit within 15 days of the auction, along with an undertaking on non-judicial stamp paper accepting LDA's terms. Miss that deadline and the earnest is forfeited to LDA.
The payment schedule after you win
This is where first-time bidders get caught out. The remaining 80 percent of the cost falls due within 60 days of the bid acceptance letter whenever the total cost is under Rs100 million, which covers every residential plot in this catalogue. The longer quarterly installment plans, two to four years depending on the slab, apply only when the total cost crosses Rs100 million, with a 5 percent rebate if you clear the full balance by the first installment's due date.
Late payment gets a 90-day surcharge window at 1.45 percent per month. After that the bid is cancelled and 20 percent of the total cost is forfeited. LDA can revive a cancelled bid within three months if you pay the outstanding dues plus revival charges of 3 percent of the total cost.
And the winning bid is not the final cost. The successful bidder also pays advance income tax, stamp duty, TMA tax and any other government levies on top. Work those into your ceiling before the auction, not after. The payment plan guide walks through how to read installment math without surprises, and the property tax breakdown covers what the government charges add up to.
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